Wealthos

    Compared and ranked

    The best Mint alternatives in Europe

    Mint closed in 2024, and nearly every roundup of what to use instead assumes you bank in the United States. If you are in Europe, most of those recommendations cannot read your accounts at all. These five can, and they split fairly cleanly by what you want out of them.

    Prices checked August 2026. We build one of the products on this list — see how the ranking was made below.

    How this list was made

    • Only products that connect to European banks are ranked. That single filter removes most of the answers you will find elsewhere.
    • Weighted towards what Mint users actually miss: an automatic, accurate overall picture without manual entry.
    • Price and free tiers counted, since Mint was free and that is the hardest part of replacing it.
    • We build one of these, and say where it falls short.
    1. 01

      PopaDex

      The closest thing to a free Mint replacement that works in Europe.

      Free tier; around €60/yr paid

      Strengths

      • A free tier — the nearest match to Mint's price.
      • Bank sync across 30+ countries.
      • Multi-currency and FIRE planning on the paid tier.

      Limitations

      • Net-worth focused, lighter on transaction-level budgeting than Mint was.
      • No forecasting.

      Start here if what you miss about Mint is mostly that it was free and it just worked.

      Visit PopaDex
    2. 02

      Wealthos

      That's us

      Former Mint users who have since moved country and now hold several currencies.

      €7/mo or €63/yr; €45 one-time for the local desktop app

      Strengths

      • 3,000+ EU and UK banks via regulated PSD2 Open Banking.
      • Multi-currency net worth in your home currency.
      • A 10-year forecast and life-scenario simulator — something Mint never had.
      • An AI assistant, and a local edition with no account at all.

      Limitations

      • No free tier, which is the main thing Mint refugees are looking for.
      • Lighter transaction categorisation than Mint offered.
      • EU and UK banks only for automatic connections.

      The right move if your finances got more complicated since Mint closed, not just homeless.

    3. 03

      Finary

      Mint users who mostly used it to watch investments.

      Free; Lite €54.99/yr; Plus €149.99/yr

      Strengths

      • Free tier for aggregation and net-worth tracking.
      • 20,000+ bank and broker connections.
      • Fee analysis Mint never offered.

      Limitations

      • Lighter on budgeting.
      • No forecasting.

      Best if your Mint dashboard was mostly investment accounts.

      Visit Finary
    4. 04

      YNAB

      People who want budgeting discipline rather than a dashboard.

      Paid subscription, no free tier

      Strengths

      • The strongest budgeting methodology available, with a devoted following.
      • Works internationally with manual import.

      Limitations

      • A different product from Mint — a method you follow, not a passive dashboard.
      • European bank connections are limited.
      • No net-worth forecasting.

      Right if Mint made you want to budget properly. Wrong if you liked that Mint asked nothing of you.

      Visit YNAB
    5. 05

      Emma

      UK users who want a familiar mobile-first spending tracker.

      Free tier; paid plans available

      Strengths

      • Strong UK bank coverage and a polished mobile app.
      • Subscription detection and spending analysis.
      • A free tier.

      Limitations

      • UK-centric — thinner across the eurozone.
      • Spending-focused rather than wealth-focused.

      A good Mint-shaped replacement if you are in the UK.

      Visit Emma

    The bottom line

    There is no free, automatic, European Mint — nothing here replaces it exactly. What you should pick depends on which part of Mint you actually miss: the price, the passive dashboard, the budgeting, or the investment view.

    PopaDex
    For the nearest thing to what Mint was — a free tier, automatic sync, and an accurate picture that asks nothing of you.
    Wealthos
    For when your finances got more complicated since Mint closed: several countries, several currencies, and a decision to plan for.
    Finary
    For when your Mint dashboard was mostly investment accounts, and you now want the fee analysis Mint never offered.
    YNAB
    For when Mint's closure is the nudge to budget properly. A method you follow rather than a dashboard you watch.
    Emma
    For UK users who want something familiar: mobile-first spending tracking, strong UK bank coverage, and a free tier.

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