Get a clear view of your wealth
See where you stand today, forecast where you're heading, and confidently plan your financial future.
Once you sign up, your accounts, income, expenses, and goals update these numbers automatically.
All your accounts in one dashboard
Secure European bank connections
Bank-level security of your data
Simulate life's big decisions
Automatic currency conversion
Once you sign up, your accounts, income, expenses, and goals update these numbers automatically.
Financial clarity for your life
You’re building something. A career, a business, a life.
Your finances should help you move forward, not hold you back.
You're growing
You explore new opportunities. Your financial tools should keep up with your life.
You're international
Your finances span multiple countries and need one place to come together.
You dream big
You need a forecast for your ambitious goals, not a guess.
One number that matters
Your total net worth, always up to date. No spreadsheets needed.
Add all your accounts, see the total
Overview of all accounts
Keep track of all your personal accounts with regular updates on your total wealth.
Integrations with European banks
Safely connect to accounts from major European banks through secure, GDPR-compliant integration.
Multi-currency magic
Euro, pound, dollar, krone or something else. We handle the math. You see the total.
Automatic or manual updates
Prefer not to connect to your bank? You can manually add and update your account balances anytime.
Securely connect your accounts
Connect to your bank through Open Banking, the EU standard for secure financial data sharing.
Choose your bank
Pick from 3,000+ supported banks across Europe.
Authorize securely
Log in through your bank to share account balance. We never see your credentials.
See your balance
Balances sync automatically and every currency converts into one clear total.
Your accounts are protected (even from us)
We only access account balances, nothing else. Your data is encrypted and stored securely. Only you can see it.
Read-only access, always
We can never make transactions or changes to your accounts. Your data is never shared, never sold, and never used for training.
You have full control
We never see your bank login or personal details. You can remove access anytime via Wealthos or your bank's app.
Prefer manual tracking?
No problem! You can manually add and update your accounts. You get full functionality without bank connections.
What comes in. What goes out. What's left
Income, expenses, and your monthly surplus. All tracked side by side.
A clear view of your budget
All income, in one place
Track every income source with monthly and yearly totals automatically calculated across all categories.
Expenses, organized by category
Housing, transport, subscriptions, food. Know exactly where your money go and how your spending breaks down each month.
Your savings rate, always current
Income minus expenses, with your monthly surplus computed automatically.
Monthly budget for May 2026
Expense breakdown
Set goals. Track them automatically
Set a target and track progress automatically as your wealth grows.
Your goals
House Down Payment
Saving for our first home
Trip to Japan
Two weeks in Tokyo & Kyoto
Emergency Fund
Six months of expenses
Automatic progress updates
Set a goal and track it based on your total wealth or individual accounts. See your progress grow as your wealth increases.
Smart goal simulations
Find out exactly how much to save each month. Our calculator shows you if your goal is realistic and what changes to make.
Tracking based on financial accounts
Connect your savings account to your vacation goal or your investment account to retirement. Progress updates happen automatically.
Get personalized insights
See if you're on track, behind, or ahead of schedule. Get tips on how to reach your goals faster or adjust timelines.
Plan the big stuff before it arrives
Home purchase, wedding, sabbatical, career break. Break it down into line items, set a date, and see how much you need to save.
Home Purchase
Break it down, line by line
A home purchase isn't one number. It's a down payment, closing costs, renovations, and a reserve. Budget each piece separately.
Know your monthly number
Set a deadline. Wealthos calculates exactly what to save each month — based on your timeline and starting balance.
Start from a template
Pre-built budgets for home purchases, weddings, sabbaticals, and vacations. Adjust the amounts and start planning in minutes.
When it's real, make it a goal
Promote any plan to a tracked goal. Your progress updates automatically as your wealth grows.
What happens when life changes?
See how a new job, a move, or rising costs reshape your financial future.
Simulator of life scenarios
- Total Balance
- Contribution
- Interest Return
- Expenses
Model real life, not just numbers
Promotions, big purchases, rising costs — simulate life decisions and see their impact.
Compare paths side by side
Switch between simulated scenarios to see how different choices stack up.
Built from your real data
Simulations are prepared based on your actual accounts, income, expenses, and goals.
Talk to your money
Ask questions. Run scenarios. Update anything.
Use Wealthos’ built-in AI assistant, or connect to your AI tool.
What’s my wealth?
Your total wealth is €49,600 across 7 accounts. That’s up 8.3% this month.
Save for a down payment on a house in 3 years
Done! I’ve created your House Down Payment goal.
You’re already 55% there. Save €1,550/mo to reach your target on time.
Am I on track for my vacation goal?
You’re 31% there. At your current pace, you’ll hit the target 2 months early. Keep it up!
Ask anything about your money
Get answers based on your actual accounts and balances. It knows your finances, and it knows you.
Does the work for you
Connect banks, update balances, set up goals, run simulations — just say the word. You talk, it works.
Remembers everything
Your wealth, accounts, goals, and preferences are always in context. No need to repeat yourself.
Privately yours
Conversations are encrypted and stored securely. Never used for AI training, never shared with third parties.
Already chat with Claude, ChatGPT, or other AI tools?
Easily connect Wealthos with your AI tool. It reads your balances, runs forecasts, adds accounts, and tracks goals — all with your permission.
Works with any MCP-compatible AI tool. Same data. Same level of protection.
See the setup guideTrack exactly what you care about
Make a request about what your want to keep track of. Get a live metric on your dashboard.
Track for how long I could live on my savings if I stopped earning money
Done — I've added Runway to your dashboard. It divides your total balance by monthly expenses.
Describe it, don't build it
Write what you want to track in your own words. Your AI assistant turns it into a live formula.
Always current
Every metric recalculates automatically when your balances, income, or expenses change. Open the app and it's already up to date.
Edit anytime
Change the wording, tweak the formula, or create something new. Your AI assistant updates it in seconds.
Simple, transparent pricing
Everything included. Choose monthly or save with annual.
7 DAYS FREE · 25% OFF
- Connect European bank accounts with real-time balance sync
- Multi-currency tracking with automatic conversion
- Income, expense, and goal tracking
- Financial plans with templates, line items, and monthly targets
- Wealth forecasting and what-if simulations
- Personalized wealth metrics with AI-powered formulas
- Built-in AI assistant with 100 monthly credits included
- Connections to AI tools via MCP
- Bank-level security and encryption at rest
- EU-based data storage. Designed with GDPR principles in mind
Payments are securely handled by