Wealthos is your personal space for wealth tracking and forecasting your financial future.
It runs a hosted Model Context Protocol server that lets any MCP-compatible AI tool read balances, build plans, run forecasts, and manage your finances in natural language.
The MCP server is a thin layer over the same encrypted RPCs the Wealthos app uses, so anything you can do in the product, your AI can do too.
One total across every account, in any currency, with a per-category breakdown.
Add, update, and remove bank, savings, investment, real-estate, and fintech accounts.
Create, rename, and remove custom account categories to structure your wealth your way.
Log recurring or one-time inflows and outflows, time-bounded and categorised.
Run transient projections or save named scenarios you can revisit and adjust.
Set targets, link them to an account, and watch progress update automatically.
Create plans with line items, track funding progress, and promote them to goals when ready.
Turn any plan into a reusable template, publish it to a public link, and spin up new plans from it — all from chat.
Express formulas in plain English ("monthly income minus expenses") and evaluate against live data.
Read and set the display currency so every response uses the right format.
Without context, an AI assistant guesses. With Wealthos, it works from your real numbers, and can actually act on them.
Ask Claude or ChatGPT a question about your finances and get an answer grounded in your real balances — not made-up data.
Wealthos never trains on your data. Tokens are scoped to you, revocable in one click, and balances stay encrypted at rest.
Add a new salary, set a goal, run a forecast, log a one-off expense — all from chat, with confirmation before anything changes.
Paste one URL into your AI tool of choice and authorize. OAuth or a long-lived token — your call.
Most clients connect in three steps. Pick yours below — the instructions, auth method, and config snippet update for the tool you choose.
Add Wealthos as a Custom Connector. Works on every Claude plan, including the free one.
Claude.ai web only supports OAuth for custom connectors today — Wealthos handles that for you.
Paste this single URL into your tool. Auth happens in a popup once you save.
Wealthos is built with your money in mind from day one. The MCP server inherits the same model.
Every API token belongs to one Wealthos user. Row-level security in Postgres enforces isolation at the database layer — your AI cannot read another account's data.
Sensitive financial values are encrypted with pgcrypto before they ever hit disk. Decryption happens per-request, in-memory.
When a client uses OAuth, Wealthos issues a short-lived token and a refresh path. Revoke the connection in Wealthos and access stops in seconds.
Your balances, expenses, and forecasts are never used to train a model. The MCP server is a thin layer over the same encrypted RPCs the Wealthos web app uses.
Wealthos Cloud is a hosted service, so your data is on our infrastructure. Here is precisely how it is held.
| What | Goes where | Exactly what is sent |
|---|---|---|
| Your financial data | Wealthos (EU) | Stored on our infrastructure in the EU. Sensitive values are encrypted with pgcrypto before they touch disk and decrypted per request, in memory. Row-level security scopes every token to one account. |
| MCP tool calls | mcp.wealthos.cc | Each call is authenticated with your token and served by the same encrypted RPCs the web app uses. Revoke the token and access stops in seconds. |
Whatever your AI reads, it reads into its own conversation — so those figures reach that model provider too, on top of being stored with us. That is true of every hosted MCP server, ours included.
If you would rather no third party held the data at all, Wealthos Local runs the same 46 tools against a folder on your own machine.
Everything included: bank connections, multi-currency, financial plans, forecasts, the AI assistant, and the MCP server.