Mint alternative for Europe.
Intuit closed Mint in March 2024. Credit Karma took its place, but it's not a wealth tracker. And Mint never worked outside the United States.
Wealthos picks up where Mint left off — built for Europe. It connects to 3,000+ banks across the EU and UK through regulated Open Banking. It tracks your net worth in every currency you hold. And it helps to forecast your financial future. From €5 a month.
Why people look for a Mint alternative.
Mint did one thing well: it pulled every account into one place and categorised the spending. When Intuit shut it down, roughly 3.6 million users were moved to Credit Karma — a credit-score tool, not a finance tracker. Budgets, goals, and net-worth history were lost. For Europeans, the problem is older. Mint only ever connected to US banks.
One screen for every account
No manual exporting needed. Wealthos connects to your banks across the EU and UK and keeps balances live.
Accurate totals in your own currency
Not an approximation. Every balance converts at live rates into the currency you plan in.
A clear answer to "am I on track?"
Forward, not backward. A 10-year forecast in your home currency, updated as your accounts update.
A wealth tracker built for Europe.
- Open Banking (PSD2) — read-only connections to over 3,000 EU and UK banks.
- Multi-currency — balances in EUR, GBP, CHF, DKK, SEK, PLN and more, auto-converted at live rates.
- Forecast-forward — a 10-year net-worth projection in your home currency.
- Life-scenario simulator — model a promotion, a move, a child, a sabbatical.
- AI assistant + MCP — ask questions in plain English, or connect Claude, ChatGPT, Mistral, and OpenClaw to your real data.
- GDPR-focused — encrypted in transit and at rest, on EU infrastructure.
Wealthos vs Mint.
| Feature | Wealthos | Mint |
|---|---|---|
| Status | Live | Shut down March 2024 |
| Bank coverage | 3,000+ EU and UK banks via Open Banking (PSD2) | US banks only |
| Currencies | EUR, GBP, CHF, DKK, SEK, PLN, USD + more — auto-converted | USD only |
| Core orientation | Forward-looking: forecasts and scenarios | Backward-looking: categorises past spending |
| Forecast horizon | 10 years, in your home currency | None |
| Life-scenario simulator | Yes — promotion, relocation, home, child, sabbatical | No |
| AI assistant | Built-in, plus MCP server for Claude / ChatGPT / Cursor | No |
| Pricing | €5/mo or €45/yr | Free (before shutdown) |
| Data residency | EU infrastructure, GDPR-focused | US |
| Mobile | Web + iOS | iOS + Android (discontinued) |
Mint was free, subsidised by credit-card and loan referrals. Wealthos is €5 a month or €45 a year, with no ads, no referral bait, and no up-sell to financial products.
When Mint is the right pick.
If you only bank in the US and you mostly wanted Mint's spend-category pie charts, two tools will feel closer to what you had:
- Monarch Money — the current US leader, native couples view, Plaid-based.
- Copilot Money — beautiful iOS-first tracker, great automatic categorisation.
If you never left USD and only want a credit-score dashboard, Credit Karma is where Intuit redirected you.
Who should switch to Wealthos.
You should try Wealthos if you tick any of these:
- You live in the EU or UK and have accounts in more than one country.
- Your salary, savings, and spending don't all share a currency.
- You want a net-worth total you can trust — not an approximation.
- You care about the next ten years, not the last thirty days.
- You want to use AI tools like Claude, ChatGPT, Mistral, or OpenClaw on your own finances.
How to move from Mint.
There's no Mint export to import — Intuit closed the servers. But you don't need one.
- 01Sign up — 7-day free trial on the yearly plan.
- 02Connect your banks — Open Banking authorises read-only access through each bank's own login. A few minutes per bank.
- 03Add manual accounts — for crypto, property, pensions, or any bank not yet connected.
- 04Set your forecast target — your net-worth goal, in your home currency.
Most people are set up in under 5 minutes with AI, or 15 minutes manually.
Common questions about switching.
Free calculators to try first.
Three free tools that cover the same ground as Mint — no account needed.
Net Worth Calculator for Expats in Europe
Aggregate accounts across EU countries and currencies into one clear total.
Multi-Currency Net Worth Calculator
Track EUR, GBP, CHF, DKK, SEK — auto-converted at live rates.
FIRE Calculator
Project your path to financial independence in your home currency.